Chip is featured regularly in print + online articles
and podcast + video interviews.
Chip speaks on the following topics and more:
Why “old school retirement” is broken.
Why there’s no one way to do retirement and how to design a retirement unique to only your situation.
The two biggest concerns for people considering retirement right now.
The “million-dollar” question: with the recent, rapid decline in the stock market, will I still be able to retire?
How to change the way we look at work so we can live better, happier lives NOW.
Print Features:
originally posted on thriveglobal.com
We Might Have More Stressors Right Now Than Ever, But Tax Planning Doesn’t Need To Be One Of Them
originally posted on thriveglobal.com
How to Overcome the Financial Challenges of Widowhood with a Solid Financial Plan
originally posted on thriveglobal.com
Three Questions Parents Should Ask Themselves When Planning For Retirement
Over the past couple of months, a lot of things have changed for parents. Between figuring out homeschooling and learning to transition to a work-from-home environment, many of us have had to look at life through a new lens. On the heels of COVID-19, we may need to look at planning for retirement from a new vantage point as well.
originally posted on benefitspro.com
Remixing retirement and work for more engaged and productive employees
A Q&A with Signature Wealth Strategies CEO and author Chip Munn.
Aging has changed in the 21st century. The cliches are true: “40 is the new 30,” “50 is the new 40.” And when it comes time to retire, your retirement won’t look like your grandfather’s retirement. So why do we still view it the same way?
originally posted on fa-mag.com
After The Pandemic, Employees Want New Retirement Arrangements
Companies that are going to come through the Covid-19 shutdown successfully need to rethink their employees’ retirement plans, according to Chip Munn, CEO of Signature Wealth Strategies, a wealth management firm with offices in North and South Carolina.
The pandemic is accelerating trends that were already in the works, and one of those is a shift to a phased-in retirement, Munn said. Companies that want to reduce their risks will accommodate this new desire among employees, since phased retirements also mean companies can keep tapping their seasoned employees’ knowledge, he said.
originally posted on thriveglobal.com
6 Financial Wellness Areas to Focus On if You’re Newly Single
One of the few things harder than maintaining a thriving relationship is dealing with an ending. Whether from the loss of a partner to death, going through a divorce or dealing with a breakup after you’ve merged lives and finances, it’s never easy to move on in a different direction. Regardless of which side you might find yourself in the aftermath of a breakup and losing a partner, especially unexpectedly, the experience can be life altering on many levels.
originally posted on thestreet.com
Three Questions Parents Should Ask Themselves When Planning For Retirement
Over the past couple of months, a lot of things have changed for parents. Between figuring out homeschooling and learning to transition to a work-from-home environment, many of us have had to look at life through a new lens. On the heels of COVID-19, we may need to look at planning for retirement from a new vantage point as well.
originally posted on money.usnews.com
The Case Against Retiring Early
Take a hard look at your savings and upcoming plans before starting an early retirement.
Many people dream of an early retirement at age 50, 40 or even younger. But those who leave behind the office at such a young age might not find retirement fulfilling. The amount in your savings or portfolio may not reflect how enjoyable you’ll find the coming years.
originally posted on thriveglobal.com
The Financial Future Is Female
originally posted on thriveglobal.com
4 Key Lessons Crisis Will Teach You About Retirement Planning
originally posted on Authority Magazine
Investing During The Pandemic; What Should I Do With My Money Considering All of the Volatility and Uncertainty Today
…Focus on doing the next right thing. The current discomfort won’t last forever, but we can’t “fix” it all at one time. By focusing on the next small action we need to take or the decision we need to make, we can avoid trying to make major decisions in a hyper-emotional state.
originally posted on ceoworld.biz
The Future Of Retirement – The Path Forward After Covid-19
The relationship between companies and their employees has been forever changed by the Covid-19 virus. It’s hard to believe, but it’s true. Since late January, Americans have been shifting from their traditional roles and workplaces toward their home offices. They’re using telecommuting technology and learning new capabilities daily. There’s a shift occurring and the biggest question for companies will be whether this happened to you or for you.
originally posted on investmentnews.com
Rethinking retirement amid the COVID-19 crisis
For clients who are on the verge of retirement, working longer may be the best solution to surviving the current downturn, said Chip Munn, head of Signature Wealth Strategies and author of “The Retirement Remix.”
“Still having earned income, even on a scaled-back basis, allows you to weather difficult times,” Munn said. Having some earnings coming in enables clients to defer drawing down on their retirement assets in a volatile market and put off claiming Social Security to create a bigger guaranteed benefit in the future.
originally posted on thriveglobal.com
Four Biases That Can Derail Your Retirement and How to Avoid Them
In times of crisis, it’s easy to feel a loss of control. For many people, that leads to a desire to take action – any action – to feel like they’re doing something. One of the many problems with emotional decision-making though is that it can lead you to make choices based on short-term circumstances. Those decisions are often very reliant on cognitive biases, or filters through which we view events, that can end up clouding your judgment. In my experience working with clients for more than two decades, I noticed four cognitive biases that can derail financial plans...
originally posted on businessinsider.com
Retirement seems much scarier now than it did in the past, and a financial adviser can pinpoint why
"The scariest day of most adults' lives is the day that they have their last earned paycheck clear the bank because that's kind of the moment of truth, and that's when you find out whether or not you really have done the things that you need to do because there's not any more earned income coming in," says Munn, who is also the author of the new book "The Retirement Remix."...
originally posted on hr.com
Bending The Curve: Coronavirus And Your Retirement
It’s not a new term, particularly for people who are familiar with government efforts to reform programs like social security. In many cases, “bending the curve” refers to slowing down the rapid occurrence of something – when it comes to the Coronavirus, it’s the rapid growth in new cases. In the case of retirement programs, bending the curve means decreasing the number of new people who are enrolling or participating at any one time. ...
originally posted on onwallstreet
How this team grew to $800M from $280M in 14 months
"This is kind of like a medically induced coma," Chip Munn, financial adviser and CEO of Signature Wealth Strategies, a South Carolina-based advisory firm, told Business Insider. The economy, Munn says, has been metaphorically put to sleep as we attempt to battle the illness. "The question mark will be how it comes back when we begin the process of waking it back up," says Munn, whose new book "The Retirement Remix"...
originally posted on creditcards.com
Yours, mine and ours: How and when to share credit card rewards
“Trouble comes when you have a large number of points available, but you both want to use them for different things,” says Chip Munn, a managing partner Signature Wealth Strategies, in Florence, South Carolina. “Rather than focus on what you want individually, I recommend couples look at their bigger picture priorities. The points should be used on something they both want.”...
originally posted on businessinsider.com
The 2 scariest parts of retiring have been made even worse by the coronavirus outbreak
"This is kind of like a medically induced coma," Chip Munn, financial adviser and CEO of Signature Wealth Strategies, a South Carolina-based advisory firm, told Business Insider. The economy, Munn says, has been metaphorically put to sleep as we attempt to battle the illness. "The question mark will be how it comes back when we begin the process of waking it back up," says Munn, whose new book "The Retirement Remix"...
originally posted on onwallstreet
Top 10 Regional Advisors Under 40
Frank "Chip" Munn says the biggest obstacles he overcame when he entered the business were his youth and lack of background in finance. A graduate of Clemson University, Munn became an advisor when he was 23-years-old, after having spent a year as a middle school teacher. "I had to learn really quick," he says. Munn's interest in financial planning dated back to high school, when his grandfather, who owned a 1,600-acre farm, passed away....
originally posted on sigwealthpartners.com
Signature Wealth Group Makes WealthManagement.com’s 2019 Thrive List Of Fastest-Growing Advisors
The average revenue growth of Thrive Advisors is three times that of the overall industry. “Over the past three years, we’ve worked to build an outstanding team and it’s really rewarding to see their hard work get recognized. More importantly, we’re excited about the various ways this growth has allowed us to continue to enhance the services available to our clients.” said Chip Munn, CEO of Signature Wealth Group.....
originally posted on scnow.com
Financial Advisers Say Emotions a Factor in Investing
The financial crisis of 2008 affected the entire investment banking industry, the automobile industry and government. Chip Munn, a partner at Hiliard Lyons in Florence, said that many times people’s emotional state about the market and the market cycle are at odds with each other. “After the big declines people said, ‘why didn’t I do something different or be more conservative?’ ” Munn said. “Most importantly, some said, ‘If I ever get my money back, next time I’ll do it different.’ The next time is here.”....
originally posted on forbes.com
Freelancers Are The Answer To A Slow Hiring Process
This approach gives entrepreneurs access to top talent without the large salary or lengthy search. Chip Munn, a financial advisor in South Carolina, owns a small financial advisory company. Since this industry is competitive, he leverages freelancers around the world to fill design, project management, and social media needs. As a result, he maintains a strategic advantage in his area....
Podcast Features:
originally posted on kitces.com
Growing An Advisory Firm By Pairing Young Advisors To Acquired Books Of Business From Retiring Advisors
What’s unique about Chip, though, is the way that he’s grown the firm, with an acquisition strategy focused on buying books of business from advisors who are retiring and leaving the industry, and then handing them off to younger advisors who can service the clients, and using the credibility and experience of the firm and its team to help clients get comfortable with the transition to their new young advisor....
originally posted on diamond-consultants.com
4X Growth in 3 Years: A Regional Breakaway Success Story
Ultimately, what everyone wants to know: What steps they took to accelerate asset growth by 4X. Chip had a desire to build a bridge for other advisors looking to join an independent firm—and that he did, resulting in a business with phenomenal growth. It’s a genuine success story which reminds us that in a greatly expanded landscape, there is more than one path to independence. ...
originally posted on becomingreferable.com
Chip Munn on Finding Success by Helping Coach Clients Through This Difficult Time
One of the things that we’ve had a good experience with this week in taking our operation completely virtual is that, yeah, having multiple offices, we’ve had to experiment and figure out things like the technology component, how to develop a virtual culture, and to work with… I’m a big believer in Dan Sullivan and Strategic Coach’s concept of unique ability. ...