Media + Interviews

Chip is featured regularly in print + online articles
and podcast + video interviews.

Chip speaks on the following topics and more:

  • Why “old school retirement” is broken. 

  • Why there’s no one way to do retirement and how to design a retirement unique to only your situation.

  • The two biggest concerns for people considering retirement right now. 

  • The “million-dollar” question: with the recent, rapid decline in the stock market, will I still be able to retire?

  • How to change the way we look at work so we can live better, happier lives NOW.  

Print Features:

In The News - We Might Have More Stressors Right Now Than Ever, But Tax Planning Doesn’t Need To Be One Of Them

originally posted on thriveglobal.com

We Might Have More Stressors Right Now Than Ever, But Tax Planning Doesn’t Need To Be One Of Them

Stress is like air; it’s everywhere. We all experience stress, but a recent study by the American Psychological Association found that many Americans are reporting higher stress levels than in recent years. Financial issues are undoubtedly a crucial part of stress.
 
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How to Overcome the Financial Challenges of Widowhood with a Solid Financial Plan

originally posted on thriveglobal.com

How to Overcome the Financial Challenges of Widowhood with a Solid Financial Plan

In the US, the average age of widowhood is only 59 years old, according to the US Census Bureau. Two times as many women became widowed versus men in 2019. Widowhood is particularly challenging to women because they typically live longer than men and have more significant lifetime financial needs.
 
 
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Three Questions Parents Should Ask Themselves When Planning For Retirement

originally posted on thriveglobal.com

Three Questions Parents Should Ask Themselves When Planning For Retirement

These questions will help you evaluate any gaps that you need to address, whether in your plan or the plans of others, so that you can proactively make any necessary changes to allow for a successful retirement journey.

Over the past couple of months, a lot of things have changed for parents. Between figuring out homeschooling and learning to transition to a work-from-home environment, many of us have had to look at life through a new lens. On the heels of COVID-19, we may need to look at planning for retirement from a new vantage point as well.

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Remixing retirement and work for more engaged and productive employees

originally posted on benefitspro.com

Remixing retirement and work for more engaged and productive employees

A Q&A with Signature Wealth Strategies CEO and author Chip Munn.

Aging has changed in the 21st century. The cliches are true: “40 is the new 30,” “50 is the new 40.” And when it comes time to retire, your retirement won’t look like your grandfather’s retirement. So why do we still view it the same way?

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After The Pandemic, Employees Want New Retirement Arrangements

originally posted on fa-mag.com

After The Pandemic, Employees Want New Retirement Arrangements

Companies that are going to come through the Covid-19 shutdown successfully need to rethink their employees’ retirement plans, according to Chip Munn, CEO of Signature Wealth Strategies, a wealth management firm with offices in North and South Carolina.

The pandemic is accelerating trends that were already in the works, and one of those is a shift to a phased-in retirement, Munn said. Companies that want to reduce their risks will accommodate this new desire among employees, since phased retirements also mean companies can keep tapping their seasoned employees’ knowledge, he said.

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6 Financial Wellness Areas to Focus On if You’re Newly Single

originally posted on thriveglobal.com

6 Financial Wellness Areas to Focus On if You’re Newly Single

Being newly single can be overwhelming, both emotionally and financially, and it definitely takes time to adjust.
 

One of the few things harder than maintaining a thriving relationship is dealing with an ending. Whether from the loss of a partner to death, going through a divorce or dealing with a breakup after you’ve merged lives and finances, it’s never easy to move on in a different direction. Regardless of which side you might find yourself in the aftermath of a breakup and losing a partner, especially unexpectedly, the experience can be life altering on many levels.

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Three Questions Parents Should Ask Themselves When Planning For Retirement

originally posted on thestreet.com

Three Questions Parents Should Ask Themselves When Planning For Retirement

Over the past couple of months, a lot of things have changed for parents. Between figuring out homeschooling and learning to transition to a work-from-home environment, many of us have had to look at life through a new lens. On the heels of COVID-19, we may need to look at planning for retirement from a new vantage point as well.

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The Case Against Retiring Early

originally posted on money.usnews.com

The Case Against Retiring Early

Take a hard look at your savings and upcoming plans before starting an early retirement.

Many people dream of an early retirement at age 50, 40 or even younger. But those who leave behind the office at such a young age might not find retirement fulfilling. The amount in your savings or portfolio may not reflect how enjoyable you’ll find the coming years.

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The Financial Future Is Female

originally posted on thriveglobal.com

The Financial Future Is Female

Women control 32% of the world’s wealth and that number is growing.
 
Much of what I learned about work and about money, I learned from the women in my life. I’ve seen it written in the financial press that the female investor is the future. Women (and women investors) have always been a strong, albeit less acknowledged, backbone in our society. Demographic trends show though, that there are many reasons for women to be more actively involved in financial decisions. 
 
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4 Key Lessons Crisis Will Teach You About Retirement Planning

originally posted on thriveglobal.com

4 Key Lessons Crisis Will Teach You About Retirement Planning

This slowdown is not happening to you, it’s happening for you. If you’re intentional about it, you can use the current inconvenience to alter the course of your retirement plan and to develop a lifestyle that you can look forward to, rather than one that you fear.
 
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Chip Munn of Signature Wealth: “Investing During The Pandemic; What Should I Do With My Money Considering All of the Volatility and Uncertainty Today”

originally posted on Authority Magazine

Investing During The Pandemic; What Should I Do With My Money Considering All of the Volatility and Uncertainty Today

…Focus on doing the next right thing. The current discomfort won’t last forever, but we can’t “fix” it all at one time. By focusing on the next small action we need to take or the decision we need to make, we can avoid trying to make major decisions in a hyper-emotional state.

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The Future Of Retirement – The Path Forward After Covid-19

originally posted on ceoworld.biz

The Future Of Retirement – The Path Forward After Covid-19

The relationship between companies and their employees has been forever changed by the Covid-19 virus. It’s hard to believe, but it’s true. Since late January, Americans have been shifting from their traditional roles and workplaces toward their home offices. They’re using telecommuting technology and learning new capabilities daily. There’s a shift occurring and the biggest question for companies will be whether this happened to you or for you.

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Rethinking retirement amid the COVID-19 crisis

originally posted on investmentnews.com

Rethinking retirement amid the COVID-19 crisis

For clients who are on the verge of retirement, working longer may be the best solution to surviving the current downturn, said Chip Munn, head of Signature Wealth Strategies and author of “The Retirement Remix.”
“Still having earned income, even on a scaled-back basis, allows you to weather difficult times,” Munn said. Having some earnings coming in enables clients to defer drawing down on their retirement assets in a volatile market and put off claiming Social Security to create a bigger guaranteed benefit in the future.

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Four Biases That Can Derail Your Retirement and How to Avoid Them

originally posted on thriveglobal.com

Four Biases That Can Derail Your Retirement and How to Avoid Them

In times of crisis, it’s easy to feel a loss of control. For many people, that leads to a desire to take action – any action – to feel like they’re doing something. One of the many problems with emotional decision-making though is that it can lead you to make choices based on short-term circumstances. Those decisions are often very reliant on cognitive biases, or filters through which we view events, that can end up clouding your judgment. In my experience working with clients for more than two decades, I noticed four cognitive biases that can derail financial plans...

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chip munn, business insider

originally posted on businessinsider.com

Retirement seems much scarier now than it did in the past, and a financial adviser can pinpoint why

"The scariest day of most adults' lives is the day that they have their last earned paycheck clear the bank because that's kind of the moment of truth, and that's when you find out whether or not you really have done the things that you need to do because there's not any more earned income coming in," says Munn, who is also the author of the new book "The Retirement Remix."...

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chip munn, hr.com

originally posted on hr.com

Bending The Curve: Coronavirus And Your Retirement

It’s not a new term, particularly for people who are familiar with government efforts to reform programs like social security. In many cases, “bending the curve” refers to slowing down the rapid occurrence of something – when it comes to the Coronavirus, it’s the rapid growth in new cases. In the case of retirement programs, bending the curve means decreasing the number of new people who are enrolling or participating at any one time. ...

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chip munn, onwallstreet

originally posted on onwallstreet

How this team grew to $800M from $280M in 14 months

"This is kind of like a medically induced coma," Chip Munn, financial adviser and CEO of Signature Wealth Strategies, a South Carolina-based advisory firm, told Business Insider. The economy, Munn says, has been metaphorically put to sleep as we attempt to battle the illness. "The question mark will be how it comes back when we begin the process of waking it back up," says Munn, whose new book "The Retirement Remix"...

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chip munn, creditcards.com

originally posted on creditcards.com

Yours, mine and ours: How and when to share credit card rewards

“Trouble comes when you have a large number of points available, but you both want to use them for different things,” says Chip Munn, a managing partner Signature Wealth Strategies, in Florence, South Carolina. “Rather than focus on what you want individually, I recommend couples look at their bigger picture priorities. The points should be used on something they both want.”...

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chip munn_business insider

originally posted on businessinsider.com

The 2 scariest parts of retiring have been made even worse by the coronavirus outbreak

"This is kind of like a medically induced coma," Chip Munn, financial adviser and CEO of Signature Wealth Strategies, a South Carolina-based advisory firm, told Business Insider. The economy, Munn says, has been metaphorically put to sleep as we attempt to battle the illness. "The question mark will be how it comes back when we begin the process of waking it back up," says Munn, whose new book "The Retirement Remix"...

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chip munn, onwallstreet

originally posted on onwallstreet

Top 10 Regional Advisors Under 40

Frank "Chip" Munn says the biggest obstacles he overcame when he entered the business were his youth and lack of background in finance. A graduate of Clemson University, Munn became an advisor when he was 23-years-old, after having spent a year as a middle school teacher. "I had to learn really quick," he says. Munn's interest in financial planning dated back to high school, when his grandfather, who owned a 1,600-acre farm, passed away....

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chip munn, wealthmanagement.com

originally posted on sigwealthpartners.com

Signature Wealth Group Makes WealthManagement.com’s 2019 Thrive List Of Fastest-Growing Advisors

The average revenue growth of Thrive Advisors is three times that of the overall industry. “Over the past three years, we’ve worked to build an outstanding team and it’s really rewarding to see their hard work get recognized. More importantly, we’re excited about the various ways this growth has allowed us to continue to enhance the services available to our clients.” said Chip Munn, CEO of Signature Wealth Group.....

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chip munn, scnow

originally posted on scnow.com

Financial Advisers Say Emotions a Factor in Investing

The financial crisis of 2008 affected the entire investment banking industry, the automobile industry and government. Chip Munn, a partner at Hiliard Lyons in Florence, said that many times people’s emotional state about the market and the market cycle are at odds with each other. “After the big declines people said, ‘why didn’t I do something different or be more conservative?’ ” Munn said. “Most importantly, some said, ‘If I ever get my money back, next time I’ll do it different.’ The next time is here.”....

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chip munn, forbes

originally posted on forbes.com

Freelancers Are The Answer To A Slow Hiring Process

This approach gives entrepreneurs access to top talent without the large salary or lengthy search. Chip Munn, a financial advisor in South Carolina, owns a small financial advisory company. Since this industry is competitive, he leverages freelancers around the world to fill design, project management, and social media needs. As a result, he maintains a strategic advantage in his area....

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Podcast Features:

chip munn, kitces.com

originally posted on kitces.com

Growing An Advisory Firm By Pairing Young Advisors To Acquired Books Of Business From Retiring Advisors

What’s unique about Chip, though, is the way that he’s grown the firm, with an acquisition strategy focused on buying books of business from advisors who are retiring and leaving the industry, and then handing them off to younger advisors who can service the clients, and using the credibility and experience of the firm and its team to help clients get comfortable with the transition to their new young advisor....

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chip munn, diamond-consultants.com

originally posted on diamond-consultants.com

4X Growth in 3 Years: A Regional Breakaway Success Story

Ultimately, what everyone wants to know: What steps they took to accelerate asset growth by 4X. Chip had a desire to build a bridge for other advisors looking to join an independent firm—and that he did, resulting in a business with phenomenal growth. It’s a genuine success story which reminds us that in a greatly expanded landscape, there is more than one path to independence. ...

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chip munn, becomingreferable

originally posted on becomingreferable.com

Chip Munn on Finding Success by Helping Coach Clients Through This Difficult Time

One of the things that we’ve had a good experience with this week in taking our operation completely virtual is that, yeah, having multiple offices, we’ve had to experiment and figure out things like the technology component, how to develop a virtual culture, and to work with… I’m a big believer in Dan Sullivan and Strategic Coach’s concept of unique ability. ...

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Need an Expert For Your Next Interview?

Chip is an experienced speaker, interviewer and host. If you're looking for financial advice or business insights, he's ready to talk.

Current Conversations and Point of View

we can discuss...

Why “old school retirement” is broken. Why there’s no one way to do retirement and how to design a retirement unique to only your situation. The two biggest concerns for people considering retirement right now. The “million-dollar” question: with the recent, rapid decline in the stock market, will I still be able to retire? How to change the way we look at work so we can live better, happier lives NOW.